Saving money is tough, and there’s a good reason for that: human beings are designed to value the present more highly than the future. We place more importance on what is happening right now than on what may happen in a month or a year.
This used to make a lot of sense: when our ancestors were getting chased by saber-toothed tigers, it was way more important to focus on that than on what to wear to the big wooly mammoth cook-off next weekend. Back then, it really did make sense to focus on the present to the exclusion of pretty much everything else.
The world is very different today. What happens in the present is still very important, but it is less frequently literally a matter of life-and-death (thankfully). Today, our big concerns are usually things that happen slowly, over time: staying healthy, being happy, and being financially secure. These are all things that benefit from a little planning. But we still find ourselves worrying about the saber-toothed tiger.
This is especially true when it comes to financial planning. Everyone likes the idea of “saving money,” but what we really like is the idea of already having money saved. The decision to actually do the saving is a tough one.
This is where SavedPlus comes in. A revolutionary personal finance app, SavedPlus works because it understands that continually deciding to save money is tricky. With SavedPlus, you simply set your savings goals and answer a few basic questions about how much to save and when. Now, each time you make a purchase, SavedPlus sets aside the percentage of money you selected and transfers it to your savings account. And that’s it: you go about your day, making the necessary everyday purchases we all need to make, and SavedPlus does the savings for you. You can adjust your savings goals and the amount you save whenever you want, but you don’t have to do anything—SavedPlus is doing the automatic saving for you.
That’s when a magical thing happens: a week or a month later, you find out that you’ve set aside a bunch of money without having to think about it.
That’s why SavedPlus is one of the best ways to save money: you can set it, forget it, and go on with life, secure in the knowledge that you are building your savings without worrying about it. Now if you could just figure out what to wear to that pesky wooly mammoth cook-off…